Retirement Gap
Compare your projected savings against an estimated retirement need.
8 inputs Calculate →A calmer way to look at your money
See the gap between where your money is and where it needs to be.
financeinsight gives you four working calculators and a set of plain-language guides, so you can model your own numbers before you talk to anyone about your money — no signup, no upsell.
RETIREMENT GAP
Long-term projection
Projected corpus
$742,300
Required corpus
$918,600
Estimated shortfall
$176,300
Current projection
81%
Savings ratio
24%
SIP
12yr
Debt-free ·
3.1yr
Four calculators, one page
Each tool uses clearly labeled assumptions, not live market feeds. Change the inputs to match your own situation.
Savings Ratio
See what share of income you're setting aside against general benchmarks.
2 inputs Calculate →SIP Calculator
Project the future value of a recurring monthly investment.
3 inputs Calculate →Debt Payoff
Find your payoff timeline and total interest on a fixed-rate balance.
3 inputs Calculate →How the numbers work
Every result traces back to an assumption you can see and change.
We don't pull live quotes or promise a rate of return. Instead, each calculator states its reference rate up front — typically a long-run illustrative return of 8%, adjustable by you — so the output stays honest about what it actually is: a projection, not a prediction.
Illustrative long-run return8%
Reference inflation rate4%
General information, not advice
Every guide and calculator is educational. We flag where a licensed advisor should weigh in on your specific circumstances.
Labeled assumptions
Rates used in projections are reference values, reviewed quarterly and clearly marked as such — never presented as live market data.
Your numbers stay yours
Calculators run entirely in your browser. Nothing you type into a tool is sent anywhere to be stored.
Strategy guides, in four parts
Structured reading for whichever part of your financial picture needs attention first.
Budgeting & Saving
Frameworks for tracking spend and building a cushion.
3 articlesInvesting Fundamentals
The building blocks before you pick anything to buy.
3 articlesDebt Management
Order-of-operations thinking for paying balances down.
3 articlesRetirement Planning
Turning a distant goal into a number you can track.
3 articlesReady to see your own numbers?
Open a calculator, plug in your own figures, and keep the result for your own records or your next conversation with an advisor.